ONLINE CASH LOANS UP TO $1,000 login to your account with pre-filled form to request funds
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HOW IT WORKS

Requesting a short-term loan is easy with LoanGate.org. Fill out one easy form on LoanGate.org and your inquiry will be submitted to our large network of lenders. Loan amounts range from $100 to $1,000 (exact amounts vary based on lender programs and your state of residence). You can have a response from one of our lenders the same day, and often within minutes. Once your loan is approved, you will be redirected to the lender's website where you can review the terms of the loan, including details about all the applicable rates and fees. If you accept these terms, the lender will deposit money directly into your bank account as quickly as the next day.

Most lenders have the following requirements to be approved

To be accepted by most lenders in our network, you should:

  • Be employed at your present job for at least 90 days.
  • Be a US citizen or a permanent resident, and over the age of 18.
  • Have an income of around $1,000 per month after tax deductions.
  • Have a checking account in your name.
  • Provide a working telephone number for your home and work.
  • Provide a valid email address.
QUICK INQUIRY PROCESS

Through our secure technology, we will find a lender in our network that is willing to take work with you based on the information you submit. Once we have a lender ready to work with you, that lender will contact you to get any additional information they might need (such as verification of employment, pay stubs, etc.).

MONEY SENT DIRECTLY TO YOU

After your lender has taken and approved your request, money will be deposited directly into your bank account. That means you don’t have to take a trip to the bank to endorse and deposit a check or pay check-cashing fees.

PRIVATE AND SECURE

We use industry-recognized security and advanced encryption technology to protect your personal information.

AUTOMATED REPAYMENT

If you authorize your lender to take payment via automatic withdrawals (known as "ACH transfers"), then your loan payments will be paid automatically directly from your bank account. This means each payment will be on time and you won’t have to worry about missing any payments or incurring any late fees. Other payment options may be available per lender.

LATE PAYMENTS

Late payment policies can differ among lenders. Please make sure you read and understand the loan agreement and your lender’s late payment policy before accepting the loan. In some states, late fees may be limited by law. In other states, late payments may allow the lender to charge late fees and may accelerate the loan making it due in full immediately.

NOTE: Before agreeing to a loan, please make sure you can make your loan payments in full and on time. We support the responsible use of short-term loans and recognize that nobody knows your situation better than you.

LOAN EXTENSIONS

State law may limit or prohibit a lender’s ability to extend or "roll over" your loan. Consult with your lender if you need a loan extension.

LOAN DEFAULT

If you can’t make your loan payments on time, you may be in default of your loan obligations. If that happens, your lender may try and secure repayment from you using debt collection methods that are professional, fair and in compliance with the law. Late payments and loan defaults may adversely affect your credit and may make it difficult to obtain future short-term loans.

How to Get a Loan?
Online payday loans can be the right solution to your short-term financial troubles because they are easily obtained and easily repaid, and the costs associated with them are highly comparable to other forms of credit as long as they are repaid on time. Bad credit or no credit are also welcomed to try to get matched with a lender.
Fill Out Online Form
Getting a short term loan starts with submitting the quick online form that we have provided. We will only ask you for the information we need to match you with a lender. We also protect your information with 256-bit secure SSL encryption technology so you can rest assured we are concerned about your privacy.
Get Results Fast
After your information has been submitted, you can receive an offer from one of the lenders in our network. Please take the time to review the offer carefully — including all of the costs and terms — before making your final decision.
Complete Your Request
After you have made your decision, you will need to provide your electronic signature which will enter you into a contract with your lender. Then that lender can deposit the offered funds into your bank account in as soon as the following business day.
Do I Qualify for a Loan?
You must be at least 18 years old
You must live and work legally within the US
You must be employed with the same employer for at least 90 days consecutively
You must have a valid email address and working telephone number
You must have a bank account in your name